Monday, January 11, 2010
SAD HOUSEWIFE NO LONGER
Hi, all. Jo here from 'Diary Of A Sad Housewife: Confessions OF A Bankrupt Life'.
Welcome to my new blog--this is where you can find me from now on. I'm not going to delete my old one--it will serve as a reminder that when things will no doubt get tough around here, it can always be worse.
Today was our bankruptcy hearing: after a year of frightening financial woes, we are now debt free with a clean slate.
To try and briefly re-cap:
This was not credit card debt, this was due to losing our home after 16 years and being sued for the second on the house by the financial company.
My husband, Ed, was having $1000.00 a month garnished from his paychecks. We sought the legal help of an attorney realizing that we cannot live like this and made the decision to file bankruptcy. With the garnishment in place, we were barely eating and paying bills took second place to food and gas.
No doubt this is a familiar tale to many people out there who have gone through this same thing.
We picked the wrong representation early on as our former attorney jerked us around for most of 2009, making and breaking promises, getting our hopes up and then letting us down time and again as well as refusing our phone calls and E-mail's.
He left us scared and flailing with us not knowing where to turn to next.
So, to reintroduce you (or to acquaint you if you're perhaps new here), start with the blogs I listed below.
*If you're unable to locate my older blogs through the below links (I can't figure out STILL how to post links on here), then please go to blog archives under my previous blog, 'Diary Of A Sad Housewife'.
My very first blog from back in June of '09 is titled; 'Is It Time For Okay yet?':
And 'What Now?' from back in August '09:
Long story short, in September of 2009, after yet another let down by our attorney, I broke down--and then I got pissed!
So, I sought new legal representation and for the first time in a year, progress was being made.
Today was the final episode in a year and half long struggle: from the time we lost our house, moved, got sued, was left on our own by a BAD attorney and then found someone who cared enough to do his job--we are now debt free and get to rebuild our life.
I don't know how many people in this life get 'do-overs' or if they recognize them when they do. However, make no mistake; this is one of those moments--and I get it.
I'm not particularly religious, but I do know that there was a reason Ed (hubby), 'B' (son) and I went through this.
From here on out, it's up to me what lessons I take away from this and how I apply them.
This much I know; say good-bye to the 'Sad Housewife' because there's a new woman in town--and she sure as hell isn't sad.
Peace and serenity,